--- title: PIP for Chiropractic Care in WA State description: Learn about using your Personal Injury Protection (PIP) benefits in Whatcom County, WA for chiropractic care after an auto accident. image: https://advancedsportschiropractic.com/hubfs/Vehicle-Accident-Chiropractic-Care-1-e1542847829656.jpg --- [Skip to content](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#main-content) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. 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Personal Injury Protection (PIP) is a type of car insurance coverage that helps pay for medical expenses, lost wages, and other related costs resulting from a car accident, regardless of who is at fault.  ## Does PIP cover chiropractic care in Washington State? Yes, PIP in Washington State covers "reasonable and necessary" medical expenses, which include chiropractic care. This means that **if you sustain injuries from an auto accident, your PIP coverage can help pay for chiropractic treatments** aimed at addressing those injuries. PIP coverage can extend to you even if you were not occupying your vehicle at the time of the accident. This **includes situations where you are a pedestrian or bicyclist** injured in a collision involving a motor vehicle. FAQs ## PIP Coverage in WA State, Including Whatcom County ##### [What are the minimum PIP coverage limits in Washington State?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse1-dnd_area-module-6) According to the [Washington Insurance Commissioner](https://www.insurance.wa.gov/personal-injury-protection-pip?utm_source=chatgpt.com), standard PIP coverage in Washington includes: - **Medical and Hospital Expenses:** Up to $10,000 per person for necessary medical and hospital services incurred within three years of the accident. - **Lost Wages:** Up to $200 per week, with a maximum of $10,000, provided the injured person is disabled and unable to work for at least 14 consecutive days. - **Loss of Services:** Up to $200 per week, with a maximum of $5,000, to pay for services you cannot perform due to your injuries, such as household chores. - **Funeral Expenses:** Up to $2,000 for funeral costs. ##### [Can I choose my own chiropractor under PIP coverage?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse2-dnd_area-module-6) Yes, in Washington State, including Whatcom County, you have the right to select your own healthcare providers for treatment covered under PIP. This allows you to choose a chiropractor you trust and feel comfortable with.  [Book Appointment](https://advancedsportschiropractic.janeapp.com/) ##### [Will using my PIP coverage increase my insurance premiums in Whatcom County?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse3-dnd_area-module-6) In Washington State, insurance companies are prohibited from increasing your premiums solely because you use your PIP coverage.  ##### [How long do I have to seek chiropractic treatment under PIP?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse4-dnd_area-module-6) PIP coverage in Washington State applies to medical expenses incurred within three years of the date of the accident. That said, **delaying care can lead to chronic pain and long-term complications**. ##### [Can passengers in my vehicle use PIP coverage?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse5-dnd_area-module-6) Yes, PIP coverage extends to passengers in your vehicle at the time of the accident, providing them with the same benefits for medical expenses and other covered losses.     ##### [How do I file a PIP claim for chiropractic services?](https://advancedsportschiropractic.com/pip-for-chiropractic-care-in-wa-state#collapse6-dnd_area-module-6) To file a PIP claim for chiropractic care: 1. **Report the Accident:** Notify your auto insurance company about the accident as soon as possible. 2. **Seek Medical Attention:** Visit a licensed chiropractor to assess and document your injuries. 3. **Submit Documentation:** Provide your insurer with all necessary medical records, bills, and any other required documentation to support your claim. **At Advanced Sports Chiropractic and Massage, we can help guide you through the process.**  **[![BOOK ONLINE](https://no-cache.hubspot.com/cta/default/5769280/interactive-185583209103.png)](https://advancedsportschiropractic.com/hs/cta/wi/redirect?encryptedPayload=AVxigLLqXmheHQEWiaN5GMtY5Xwf9fvVVJUrGiCHGBvID6bdweFeJdv70ZmIBeOrP9%2Flb1BavLXYinroFWs6NqfCbtnOUyceLqC1JQXmgFDg3%2BKFWJ24Pv5vG462ZPKoPFMhaNL9TNmbs9Hgo47XC0%2B7soU9shUup9RnzYFZGl21LY8jKRRM1WmouxyMxzZXY%2Bj2vKfZsdRwC6BM%2Bb51xtEbx%2BRcM9nWsw%3D%3D&webInteractiveContentId=185583209103&portalId=5769280&hsLang=en)** Have more questions about ## Auto Injury **Care?** Start recovering from your auto accident injury. Schedule a consultation today. ### Contact Us Call [(360) 671-5706](tel:360-671-5706) or email hello@advancedsportschiropractic.com [Contact Us](https://advancedsportschiropractic.com/contact?hsLang=en) [![ASC Logo Transparent-1](https://advancedsportschiropractic.com/hs-fs/hubfs/ASC%20Logo%20Transparent-1.png?width=150&height=83&name=ASC%20Logo%20Transparent-1.png "ASC Logo Transparent-1")](https://advancedsportschiropractic.com?hsLang=en) Advanced Sports Chiropractic and Massage is a leading chiropractor located in Bellingham, WA. We offer a range of services, including chiropractic adjustments, sports massage, wellness massages, and rehabilitation exercises, to help alleviate pain, improve mobility, and enhance performance. #### Quick Links - [About](https://advancedsportschiropractic.com/about) - [Chiropractic](https://advancedsportschiropractic.com/services/chiropractic-care) - [Massage](https://advancedsportschiropractic.com/services/massage-therapy) - [Blog](https://advancedsportschiropractic.com/blog) #### Hours **CHIROPRACTIC** Mon-Thurs: 8 am – 6 pm Friday: 8 am – 4 pm Early or late hours possible by appointment only. **MASSAGE** Monday – Friday: 8 a.m. – 6 p.m. (by appointment) Contact **Address:** 2216 Cornwall Ave., Bellingham, WA 98225 **Phone:** (360) 671-5706 **Fax:** (360) 647-1542 [CONTACT](https://advancedsportschiropractic.com/contact?hsLang=en) --- [Follow us on Facebook](https://www.facebook.com/AdvancedSportsChiropractic) [Follow us on LinkedIn](https://www.instagram.com/SportsChiropracticBellingham/)